Upside: We've been thinking about updating our base moulding anyway and since half of it's been ripped out the living room, we might as well do it now. And if we're doing that, we might as well update the flooring - go to hardwoods. Perhaps, we should update the kitchen flooring while we're at it. (Wait, that was the good news?)
Downside: Insurance doesn't cover the upgrades, not that I expected it to. But I did expect it to cover the damage. At present, our condo still looks like these pictures because we haven't reached an agreement with the insurance company on the cost to repair.
So far, the adjuster, from his office 350 miles from here, thinks it should cost about $1500 to restore the condo to it's previous condition. Meanwhile, the contractor, who has actually been here, thinks it'll run about three times as much. I'd be irritatated but we didn't have to move out like our neighbor did.
As it happens, the neighbor (and her roommate) have moved back in but their furniture has not. They have use of their kitchen, bedrooms, and bathrooms only. Meanwhile, the insulation, which is only on our side of the common wall, has not been replaced. Which means, we have become very friendly with one another.